Goal envelopes
Split savings into named envelopes and watch them fill up.
practical money guides
Valutrize Solutions
Ready-made playbooks for real life: first emergency fund, bill spikes, debt payoff order, subscription cleanup.
Free during early access. No card required.
Valutrize Solutions
practical money guides
Ready-made playbooks for real life: first emergency fund, bill spikes, debt payoff order, subscription cleanup.
Private by default
Bank-grade encryption. Your data is never sold. Ever.
Gentle alerts
A quiet heads-up before a bill hits — not another noisy feed.
net worth tracker
Net worth without the spreadsheet
List cash, property estimates and liabilities in one place, then review the trend rather than chasing daily balance changes. Valutrize helps you keep the assumptions behind each number visible.
Clarity first
Your money in plain language — no jargon, no shame, no noise.
Read-only by design
Valutrize sees patterns, never moves money. You stay in control.
Habits that stick
Small weekly goals, gentle nudges, visible progress.
One companion, four superpowers
Valutrize Flex
Flexible goal envelopes that bend when life happens — move money between goals without breaking the plan.
Explore feature: Valutrize Flex →Valutrize Edge
Your weekly insight loop: one short digest that shows what changed, what to watch and what went well.
Explore feature: Valutrize Edge →Valutrize Finance
The full picture: accounts, subscriptions and net worth in one calm, read-only dashboard.
Explore feature: Valutrize Finance →Ready for calmer money?
Join 76,000+ people who let Valutrize do the heavy lifting.
Start freeFree during early access. No card required.